Yes, it is! Creating and living on a budget can mean the difference between financial bondage and financial freedom. Honestly though, do you even need a budget? I mean, is having a budget really all that important? Yes. In other words, if you are not into spreadsheets, don’t try to track your budget with a spreadsheet! How Do You Use A Budget Template The most important thing to remember when choosing a budget template is to work with your personality, not against it. The right budget template will allow you to see all of your monthly expenses at a glance, so you can quickly identify any areas of your budget that may need to be adjusted.Ī good budget worksheet will allow room to record your income and savings goals along with the most important budget categories of housing, transportation, and food expenses. Which means when it comes to choosing the right budget template, the decision is totally up to you! When it comes to budgeting, there is no one right way to go about it. ![]() Psst…if a single budget printable is not enough for you, check out our top 10 budget planners for 2024! Break the cycle and take charge of your finances today! Whether you decide on a zero-based budget, a 50/30/20 budget, or another budgeting method, you’ll need a budget worksheet, template, or spreadsheet to help you manage your money.ĭon’t be one of the 78% of US workers who are living paycheck to paycheck. Free Budget Worksheet from Budgets Made Easy Free Printable Budget Worksheet from My Frugal Home Simple Budget Template from A Cultivated Nest Free Family Budget Printable from A Spectacled Owl Monthly Budget Printables from Scattered Squirrel Free Printable Budget Templates from Bobbi Printables Family Binder Budget Printables from Clean and Scentsible Free Budget Binder Printables from The Frugal Foot Doc Family Budget Worksheet from A Mom's Take Simple Monthly Budget Template from The Savvy Couple Free Zero-Based Budget Template from Moritz Fine Designs ![]() Free Printable Budget Planner from Blooming Homestead Free Budget Binder Printables from Money Minded Mom Free Budget Binder from Thirty Handmade Days Blank Budget Template Printable from Mom Managing Chaos Simple Monthly Budget Worksheet from Gathering Dreams Simple Budget Template For College Students from College Life Made Easy ![]() Printable Budget Sheet from Printable Crush Free Printable Budget Templates from Savvy Budget Boss How To Choose The Right Budget Template.
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![]() Unlocked a lot of exterior texture files, as there wasn't really any way of stopping people opening them before.Added missing rear window decal on Busway B8RLE.Fixed text placement on the London Citybus 200 Stagecoach Lakes repaints.(MW) SC Cambridge Busway (New/Unbranded).(MW) SC 'Network Nuneaton' - George Elliot.(MW) Stagecoach Beachball - Aged (BW/FD).(MW) Stagecoach Beachball - Aged (BW/Han).IF YOU HAD A PREVIOUS VERSION IT'S HIGHLY RECOMMENDED YOU UTILISE THE UNINSTALL TOOLS FOUND IN THIS VERSION! Join my discord server for exclusive update posts! V3D/Digibus Preservation: For the ‘Enviro 200 MMC’, ‘Digibus Phantom’ (Optare Spectra) and 'Digibus Mirage' (Optare Solo) packs. Studio Polygon: For creating the Studio Polygon Lite (Streetlite), and the Studio Polygon 400MMC (Enviro 400 MMC) packs. Also providing helpful feedback to improve several aspects of the pack, and testing (yes for repaints, but this is a pack of some size). Version 1.1 of the Stagecoach Repaint Pack boasts a collection of meticulously crafted liveries, accurately capturing. Rhys Stirling: Helpful reference imagery that allowed me to create several logos, decals, stickers, etc. Introducing the Stagecoach Repaint Pack for OMSI 2, the ultimate enhancement for your virtual bus driving experience Immerse yourself in the iconic Stagecoach liveries that bring authenticity and vibrancy to your OMSI fleet. A large, interesting map consisting of several combined maps such as: Omninsk 4.1, Russian Outback 1.9, Gostomysl, Suzdal, Gorodets.Now you can ride from Omninsk to Gorodets There are 28 routes on the map. Including diagrams, logos, and much more! Macauley/MP Repaints: Helpful resources that were used to create this repaint pack. Leland Hill: Advert used on the ‘BFS’ E200 MMC repaint. (I was given permission to trace over the detailing on the main seat texture). Allowing me access to an early copy of the bus so I could get this repaint made, whilst learning where everything was on the new templates, and reporting any bugs I found along the way. My Server Boosters: Feedback and testing the pack. Members of my Discord Server: Providing me with the motivation to continue and release this pack. V3D's Enviro 200 MMC ( Enhancement Pack recommended!)ĭennis Trident ALX400R Pack (& requirements)ĭigibus Mirage ( SP Display Mod & Chloe Cross Light Mod recommended!) ![]() Realism in Detail: Every livery is crafted with precision, capturing the smallest details to mirror the actual buses.Įnhanced Experience: Elevate your OMSI gameplay with a fleet that reflects the diversity and personality of Stagecoach buses. ![]() Variety of Styles: From modern and vibrant designs to timeless classics, this pack covers a wide spectrum of Stagecoach branding. With attention to detail being my top priority, each livery is designed to mirror their real-world counterparts, offering an unmatched level of immersion.Īuthentic Liveries: Immerse yourself in the world of Stagecoach with an array of meticulously recreated liveries from different regions. The Stagecoach Repaint Pack ensures that your OMSI buses stand out in the most realistic and captivating way. From bold and dynamic designs to classic and elegant choices, this pack offers a diverse range of liveries that cater to every taste. Version 1.1 of the Stagecoach Repaint Pack boasts a collection of meticulously crafted liveries, accurately capturing the essence of Stagecoach buses from various regions. O Lengths: 12,14m (standard), 12.64m and 12.98m (EURO VI M and EURO V M), 13.Introducing the Stagecoach Repaint Pack for OMSI 2, the ultimate enhancement for your virtual bus driving experience! Immerse yourself in the iconic Stagecoach liveries that bring authenticity and vibrancy to your OMSI fleet. Vehicles offers realistic 3d model, textures, sounds and behavior.Ĭoaches can be customized by 12 setvars with included liveries from all the world. Most popular in Germany and all over the Europe.Īddon include 22 main versions that differ lengths, interior equipment, engines, EURO V versions to EURO VI Facelift versions. Manufactured in Turkey from 2006 to 2020, those coaches were dedicated to the European market. Coach O560 Series – add-on for OMSI 2 is a pack of legendary coaches intended for intercity lines and medium distance lines. ![]() It's easy to play, and can be purchased from the Mac App Store for just $4.99. Once you complete a level, you can view more information about how you performed, such as how many points you earned, the health left and how much time you spend playing the level.Īll in all, I think that Defense Zone 2 is a very fun and interesting game that you'll just have a blast playing. Sound and music can be turned off at any time, from the Options menu or, if you want, during gameplay, after pressing the Escape key. While there are multiple tower types, each one caters to a certain type of enemies, so keep that in mind before placing any towers. What's more, you can also choose to increase the speed of your towers by upgrading them in a snap. ![]() Starting a new game is very easy as well, you just need to place the desired towers and upgrade them as you start earning more money. What's more, Defense Zone 2 is very easy to get in to. Download Defense Zone 2 1.8.0 for Mac - An entertaining tower defense game with nice graphics in which you must try to defend your home base from invaders. The overall gameplay is action packed and the soundtrack is just an amazing addition. However, each game tries to add new items to the original formula, in order to keep things fresh and a little more interesting.ĭefense Zone 2 in particular takes you to a militarized area where you can place rocket launchers, laser beams and other types of dangerous tools. The premise is quite simple, you just need to defend your base from multiple waves of enemies in order to win. Download Defense Zone 3 HD on PC now.Tower defense games are certainly one of my favorite game genres. No other software can offer a top-notch delivery system when playing mobile games on a PC. All the components work together to provide the best experience of playing Android games on PC. With how much detail was put into the design and graphics of Defense Zone 3 HD, it would be a shame if you don’t get to experience the full scale of it while paying on your PC, but thanks to BlueStacks, you can enjoy every last bit of beauty the game has to offer.īlueStacks comes with different and unique features like MOBA Mode, Multi-Instance sync, Real-time translation, High-Definition graphics, etc. On BlueStacks, you can exceed the resolution limit placed on most mobile games going up to 2160p resolution as opposed to the 720/1080p cap most mobile games have, making the graphics crisper and more enjoyable to look at. ![]() With BlueStacks 5, you can have high-definition graphics to give you the best visual experience while setting up your defensive and offensive options in Defense Zone 3 HD. All the features of this app player work to their total capacity to give its users the most enhanced gaming experience on a PC. It also allows you to control movements and other activities with just your mouse offering better eye-hand coordination.īlueStacks 5 comes with many new excellent features that make it the best app player for running all your Android apps and games. The link to the free download can be found at the bottom of the page. Here you get the direct link (from different filehoster) or a torrent download. It modifies controls and actions needed to play the game seamlessly. Here you can download Defense Zone 2 for free On this page you will find information about Defense Zone 2 and how you can download the game for free. Protect your territory and bolster your defense in Defense Zone 3 HD on PC with the new and improved MOBA mode. Download and play Defense Zone 3 HD on PC now.ĭownload Defense Zone 3 HD using BlueStacks 5 on at least a 4GB RAM PC to experience the MOBA mode feature. This is a perfect way to enjoy your game as you will never get bored with the different challenges available. Every aspect of the game is balanced, including tower statistics, enemy strength, special weapons, and terrain characteristics, making the game more fun and not too difficult or easy. Combine all you can to protect your base and win the game.ĭefense Zone 3 HD has an intricately detailed design with beautiful landscapes, towers, special effects, and stunning visuals that will keep you glued to your screen because of its beauty. The turrets are different in various ways, from the different firing ranges to the speed at which they fire and what type of damage they deal. Build your defense towers, and upgrade and fortify existing ones to increase your chances of protection. ![]() To defend your territories, more time-tested turrets and different weapon types are available for you to use. The main idea of Defense Zone 3 HD is to defend against armies attacking and trying to destroy your defenses by any means necessary. BlueStacks app player is the best platform to play this Android game on your PC or Mac for an immersive gaming experience.ĭownload Defense Zone 3 HD on PC and use your skills to formulate strategies that will help you win the war.Īre you ready to become the best strategist commander and lead your people to victory? Download Defense Zone 3 HD on PC now. Defense Zone 3 HD is a strategy game developed by ARTEM KOTOV. This app is excellent for tracking your kid’s online activities and real-time location. Wondershare Famisafe is the best location tracker to use. However, if your kid is on Discord and wants to know their real-time location, you don’t have to learn how to get someone’s IP from Discord. Most people learn how to get someone’s IP address on Discord to know their location. How to Track Your Kids’ Addresses from Discord? However, it will be using the proxy server’s IP address. This would open the website in the browser window.
In addition, key features like Advanced Keymapping and the Instance Manager are more intuitive and user-friendly than ever before. Its sleek and modern interface is designed to provide a seamless mobile experience on a larger screen. This is particularly useful for multitasking and productivity apps.īlueStacks 5, the latest software version, is faster and lighter than ever. It lets you run multiple apps or games simultaneously on a single machine, allowing you to get more done in less time. ![]() This feature makes it easier to perform repetitive tasks or complex maneuvers in games, helping you to level up faster and play more efficiently.īlueStacks’ Multiple Instances feature is another game-changer. With BlueStacks, you can also easily record input sequences and execute them with a single button click using the Macro functionality. So whether you’re playing action-packed or strategy games, you can customize controls to suit your preferences and play like a pro. This feature allows you to assign controls to your mouse, keyboard, or gamepad for more accurate gameplay. ![]() So whether using a PC or a Mac, you can enjoy your favorite mobile apps and games on a larger screen with BlueStacks.īlueStacks’ advanced Keymapping feature is perfect for gamers with more precision and speed. One of the most significant advantages of BlueStacks is its compatibility with both Windows and Mac operating systems. With BlueStacks, you can access thousands of Android apps and games without a mobile device. Enjoy your favorite songs with ease, as SHAREit Music Player offers a powerful and user-friendly interface that transcends traditional music players.ĭo you want to enjoy the convenience of a larger screen without buying a separate device? Then, look no further than BlueStacks!īlueStacks is a free Android emulator software that allows you to run Android applications on your computer or laptop. Discover the convenience of downloading videos and photos directly from the internet onto your device using the built-in downloader.Įnhance your audio journey with the elegant music player provided by SHAREit. SHAREit goes beyond file transfer capabilities, offering a comprehensive suite of features to enhance your digital experience. Additionally, SHAREit offers a powerful file manager to help you efficiently organize and manage your files directly on your phone.īut that’s not all. ![]() Seamlessly transfer files between mobile and PC devices, making the process faster and easier than ever before. With SHAREit, versatility is at your fingertips. They understand the importance of keeping your information safe, which is why they have implemented robust security measures to safeguard your files during transfer. Privacy and data security are paramount at SHAREit. With speeds 200 times faster than Bluetooth, reaching up to 42M/s, SHAREit ensures lightning-fast sharing without compromising the quality of your files. With its super-fast speed, data-free functionality, and impeccable safety measures, SHAREit is trusted by over 2 billion users worldwide to securely share files both online and offline. BlueStacks app player is the best platform to use this Android app on your PC or Mac for your everyday needs. SHAREit: Transfer, Share Files is a Tools app developed by Smart Media4U Technology Pte. ![]() Habitat– Usually found in and around buildings and other man-made structures closely associated with human activity (synanthropic) particularly fond of cellars and basements, and other low light, high humidity, sheltered environments in nature they are usually found in caves, overhangs, and between rocks. This pholcid is similar to Pholcus in size and shape, but has some very distinctive features: 1) a broad black band running the length of the ventral side, like this: 2) a distinct hump on the sternum, 3) female palp tarsi expanded like a juvenile male.” Pholcus phalangioides phalangioides.” Species Pholcus phalangioides – Longbodied Cellar Spider – BugGuide.Net and Rod Crawford told me in an email- “we are now being invaded by Holocnemus pluchei. Also, the eyes are much more closely grouped in P. phalangioides also gets bigger than the other two species, at least twice as large in some cases. opilionoides can be separated from the others by the dark marks on the lateral border of their carapace. ![]() manueli is more distinctly divided than the medial mark on P. The dark medial mark on the carapace of P. ![]() Similar species– There are 2 other, mostly eastern Pholcus one may find in the more arid parts of our region – “ Pholcus manueli has two dark, vertical stripes on the clypeus (the space between the bottom row of eyes and the beginning of the chelicerae), while P. Pholcus phalangioidesĭescription– Small (total body length 6-10mm) light yellow grey to translucent spider with very long, mostly translucent legs (up to 5 times the length of the body) carapace has an amorphous dark mark in the middle, extending to each side of the a thoracic groove abdomen (in spiders the call it the opisthosoma) with abundant short, fine hairs, mostly light grey with translucent areas along the margin the 8 eights are arranged in 2 tight groups of three, one group on each side of the cephalothorax, with 2 eyes slightly below and between the triads. It is unclear whether it actually frightens predators, or merely makes the spider so hard to see that the predator loses interest. I’ve never observed this in these spiders but I’ve seen other spiders do this and it’s rather amazing to watch. These spiders do share a defensive trait with many of the orb weavers, and that is that when they feel threatened they will whirl around the center of the web so fast that they become a blur. phalangioides population they are often crowded almost on top of each other. Pholcus phalangioidesĬompared to the intricate beauty of many orb weaver spider’s webs, those of Pholcus phalangioides are often messy affairs, and in areas with a large P. The accepted common name for Pholcus phalangioides is long-bodied cellar spider, and their family, Pholcidae, are called cellar spiders. They are often called ‘daddy longlegs’, but share that sobriquet with the harvestmen (arachnids that also sometimes have very long legs, but are in the order Opiliones and are not spiders, and can be recognized by the fact that their thorax and abdomen are a single unit). They are probably familiar to most people, having as they do a predilection for living in the upper corners of basements, cellars, and bathrooms. This is the Pholcus spider I talked about in the blog ‘In Search of Spiders’. ![]() ![]() Challenge Speed Tests must be taken outdoors or in a moving vehicle, but may not be taken indoors. Challenge Mobile Coverage: A Challenge Speed Test can be performed to contribute to challenges of a mobile provider’s 3G, 4G, or 5G coverage areas as shown on the FCC’s National Broadband Map.You can opt-out of data sharing at any time. If a user agrees to share their contact information, speed tests performed over a mobile (3G, 4G or 5G) connection can be automatically submitted to the FCC, helping verify the accuracy of the mobile broadband coverage maps filed by providers. Test Your Connection: A speed test can be performed from the App to measure the performance of a mobile or Wi-Fi connection.Q: What tests will the new version of the App perform?Ī: The FCC Speed Test App can perform tests in two different modes: Users of the App can also continue to test the performance of a mobile or Wi-Fi connection without sharing any information with the FCC or their wireless provider. If users choose not to challenge their provider’s coverage, their mobile speed test results can be used more generally to help the FCC verify the mobile broadband coverage maps that providers file with the FCC. The App now also allows consumers to dispute mobile coverage and speeds reported by providers to the FCC and published on the National Broadband Map. Q: What is new about the FCC Speed Test App?Ī: Since its launch in 2013, the FCC Speed Test App has enabled users to obtain free, open, and transparent information about the performance of their wireless networks. Mobile providers must demonstrate that the challenged areas are covered by submitting their own supplemental data., or remove the disputed areas from their coverage maps. ![]() These tests will be combined with other speed tests to create disputed areas subject to challenge (referred to by the FCC as “cognizable” challenges). Users who believe that the mobile coverage or speeds shown on the map are inaccurate can submit Challenge Speed Tests from the app. Information submitted to the FCC by the App helps to verify the accuracy and reliability of the mobile broadband coverage data that providers report on the FCC’s National Broadband Map. Downloading the App and taking speed tests, will contribute to a more accurate view of mobile broadband internet coverage across America, as measured from mobile devices.īy taking speed tests with the FCC Speed Test App, you can obtain information about the performance of your Wi-Fi or mobile wireless internet connection. ![]() This line of work was later expanded by others such as Monica McGoldrick on using genograms to visualise intergenerational family relationships and Mark Mattaini on using graphics for clinical practice. The second major contribution Hartman made to social work can be labelled ecological social work and follows from the ecomap and genogram. ![]() The focus of clinical practice should not be solely on the client but include his or her social network. One goal for the social worker is to engage with that social network and unleash what it can contribute in terms of caring and support. In that way, one could grow beyond the traditional approach where interventions are oriented on individuals. Given the demographic changes of recent decades, it is no surprise that Ann Hartman’s original focus on family relations has been expanded to other social relations. Family has become less important in many people`s lives. This approach could be described as the middle ground between individual social work and political social work. It can be found in family social work, and also in recent social policy developments, for example in the UK and the Netherlands where severe budget cuts on social workers are linked to a heavier reliance on care generated by family and other persons in the social networks of clients.Īlthough paper and pencil suffice to draw an ecogram and genogram, these days software is often used. There are several packages a social worker could use, such as that of Wonderware, Genogram Maker or Genopro. (1978), Diagrammatic assessment of family relationships, Social Casework, 59(8), 465-476. (1983), Family-centered social work, New York: Free press. (1994), Reflection & controversy: essays on social work, Washington: NASW press. A collection of editorials Ann Hartman wrote for the NASW-journal Social Work.A genogram (also known as a McGoldrick–Gerson study, a Lapidus schematic or a family diagram ) is a pictorial display of a person’s family relationships and medical history. It goes beyond a traditional family tree by allowing the user to visualize hereditary patterns and psychological factors that punctuate relationships. It can be used to identify repetitive patterns of behavior and to recognize hereditary tendencies. Murray Bowen invented the concept of the genogram as part of his family systems model in the 1970s. Given the family-wide implications of genetic testing, the genogram may offer important guidance in family-targeted interventions.Genograms were later developed and popularized in clinical settings by Monica McGoldrick and Randy Gerson through the publication of a book titled Genograms: Assessment and Intervention in 1985. The degree of familial cohesion as depicted by the genogram correlates positively with scores obtained on the standardized Social Adjustment Scale Self-Report (P = 0.01). The majority of relationship types reported by 38 individuals was "very close" or "close." Eighty-one % reported having close/very close relationships with their spouses, 83% reported close/very close relationships with their mothers, and 70% reported close/very close relationships with their fathers. Relationships were defined by the consultand as close, very close, conflictual, fused and conflictual, distant, or estranged. After standard pedigree expansion, a series of questions was asked about the consultand's relationship with other family members, communication patterns within the family, attitudes toward genetic testing, family reactions to cancer, roles individuals play in the family, and significant historical or anniversary events. A questionnaire was developed to elicit genograms from 38 women at risk for familial breast and/or ovarian cancer. ![]() It is hypothesized that genograms may also be useful in genetic counseling, because they help the counselor to acquire more objective and consistent information from the client, as well as to incorporate family dynamics and psychosocial issues into the counseling approach.Ī pilot study of genograms used as an adjunct to genetic counseling was performed at Fox Chase Cancer Center's Family Risk Assessment Program. The genogram is a tool that has facilitated counseling in family therapy and social work for many years. ![]() As a beginner, don’t be discouraged if your initial creations aren’t perfect. ConclusionĬreating ASCII art is a delightful blend of creativity and simplicity. ASCII art enthusiasts are often supportive and eager to help beginners. You can find inspiration, receive feedback, and share your creations. Join online communities and forums dedicated to ASCII art. Try creating various objects, animals, or even portraits using different characters and techniques. The key to becoming proficient in ASCII art is practice and experimentation. Experiment with character placement to create the illusion of leaves and depth.Here’s an example of a tree with shading: To add shading and depth to your ASCII art, use characters like #, %, or &. This design showcases how simple characters can create recognizable shapes.Now, let’s try a more complex example, a simple fish: Feel free to adjust the size or add more details.Next, let’s create a simple blocky design, a heart. Here’s how to create it:Įxperiment with different characters to create variations of the smiley face. Let’s begin with a simple text-based design, a smiley face. However, for more advanced features and ease of use, consider software like “ASCII Art Studio” or online tools. Basic text editors like Notepad (Windows) or TextEdit (Mac) will work. You don’t need fancy software to start creating ASCII art. Aspect Ratio: Maintain the correct aspect ratio to prevent distortion in your art.Density and Placement: ASCII art relies on varying the density and placement of characters to create shading and depth.You’ll use these characters to create your art. ASCII Characters: ASCII (American Standard Code for Information Interchange) includes characters such as letters, numbers, punctuation, and symbols.Understand the Basicsīefore we dive into creating ASCII art, let’s understand the basics: We’ll explore the fundamental techniques and provide examples to get you started on your creative journey. If you’re a beginner looking to dive into the world of ASCII art, this step-by-step guide is here to help. It would be very open-ended, and both the best works in each category as well as random participants could win a prize.ASCII art is a captivating form of visual expression that transforms simple text characters into intricate designs and images. ![]() Some time, maybe by the end of the year, I plan to run a roguelike art/map/mockup competition (in the vein of those run by #pixeldailies, if you're familiar with that Twitter event). ![]()
![]() I personally would worry less amount who's samples you're getting and just preview or find out what is in them, do they sound good? Would you use it? Then go for it. I think they probably get sent them to resell, so I doubt it's any significant amount going to whoevers name is on the samples. I believe they cook up the loops, they post vids all the time. They are more or less just, better quality samples that have been recycled 100 times already. Tbh, I'm all for supporting producers, but these guys are not really cooking up drum samples. This doesn't help your situation but just gonna add my 2 cents. Proper feedback is not "Dope track bro, k do me next." Try to give constructive criticism. Leave feedback for someone else in the weekly feedback thread before sharing your own track (this does not apply to the first comment in the thread). Treat others as you'd like to be treated and don't go out of your way to put others down. If you'd like to link up with other artists, please post in the respective monthly thread.īe kind and understanding with all users here. Rule 4 - Post collaboration requests in the monthly thread (we don't care if you pirate stuff, but our sub would be running a risk if we allowed this). This includes sharing or requesting cracked plugins. Rule 3 - No linking to / discussing piracyĪvoid linking to / discussing piracy and the selling / trading of copyrighted material. Post tutorials or tips with "" or "" in the submission title, otherwise your submission may be removed as self-promo or "How do I make this sound?" spam Please do not post any low quality posts or memes. Rule 2 - No low quality posts (including memes) Freebies must be posted as direct download links (Google Drive, Dropbox, etc.). your "beat making service", paid offering, posting links to follow-gates/download-gates, advertisement, or mailing list). No self-promotion, or promotion of any kind (this includes advertising - e.g. This includes SoundCloud, YouTube, Discord, links, video submissions, and asking for feedback outside of the designated thread. ![]() Only post your music in the weekly feedback thread. Request feedback only in the weekly thread Rule 1 - No self promotion, or paid promotion of any kind. |
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